Request for removal of a UCC lien

Owned by Deanna Collia
Last updated: Apr 05, 2024
4 min read

Background

Support receives a request that a customer needs a release of UCC lien so that they can refinance their home (also called subordination). A UCC lien is a lien that is placed on the solar system, not the home itself. When a homeowner wants to refinance their home, they need to have the lien removed. Lien removal requests can only be processed if they come from the homeowner or the title company.

A UCC lien is also referred to as a ‘fixture filing’ which is a UCC filing that is recorded in the real property records, which then turns the security interest into a lien against the actual property where the fixture is located.

Direct ALL refinancing questions or requests to Account Servicing and/or PropertyTransactions@accountservicing.com. Provide the homeowner’s full name, property address, email address, and contract ID.

If a request for lien removal is received

EverBright files the UCC lien after M2 completion. The lien may be placed before the booking file is sent to Account Servicing in which case they will indicate that they have no record of the lien. Navigate to the job in engine to confirm that the customer has reached PTO. If YES, proceed with processing the request per the instructions below.

If the customer has not reached PTO AND they have a PPA or RIC 2.0, the lien may have been filed before Account Servicing has a record of the account. In these cases, the installation has been complete (M2 approved), but the Inservice Date and GreatAmerica Final Acceptance Transfer tasks have not been completed:

In these cases, EB will need to contact the property transactions department at Account Servicing to request the lien

Create a linked EBH ticket

Reply as follows:

Account Servicing,

We received the below request from [requestor information] who is facilitating the re-finance of one of our homeowners who has not had their account established at Account Servicing yet. Please remove the UCC filing and then track for the re-filing once the closing has happened.  We will also need to ensure the homeowner is invoiced for the re-filing.

Please let us know if you require additional information.

Add the homeowner’s information from the original request:

  • Homeowners full name

  • Property address

  • Contract ID

  • Homeowner’s email

 

Once Account Servicing replies, proceed below.

If the homeowner submits the request

Create or Update the EBH ticket

  • Request Type - Account Management

  • Request Participant - Homeowner’s email

Reply to the customer:

Hello,

We have received your request. Please complete the attached Consent to Disclose form. This will allow your title company to communicate directly with Account Servicing. Email the following to Account Servicing at propertytransactions@accountservicing.com:

  1. Escrow Officer’s Name and Contact Information

  2. Close of Escrow Date

  3. Completed Consent to Disclose form

The account must be current before moving forward. Please make sure to check your inbox and/or junk folder for an email from Account Servicing, as additional information may be requested by our team. If you have any questions, call Account Servicing at (877) 425-5201 Option 1.

Please reply and confirm receipt of these instructions and the attached documents.

Regards,

[Agent’s Name]

  • Attach the following PDF files to the email before sending:

  • Once the homeowner confirms receipt of the email and attachments, the ticket can be closed.

If the title/escrow company or installer submits the request

  • Reply to the requestor:

    • Request Type - Account Management

Thank you for your request. If a customer record exists for the request, we will provide them with the required documentation to complete the transaction. In order to streamline communication, we will close this ticket as resolved and communicate directly with the customer.

DO NOT provide information to anyone other than the homeowner.

  • Close the ticket as resolved.

  • Create a linked ticket, reply to the homeowner and attach the required documents.

    • Request Type - Account Management

    • Request Participant - Homeowner’s email

Hello,

Please be advised that [name of escrow/title company/installer] has indicated that you are in the process of refinancing your home and need a release of the UCC lien.

Please complete the attached Consent to Disclose form. This will allow your title company to communicate directly with Account Servicing. Email the following to Account Servicing at propertytransactions@accountservicing.com:

  1. Escrow Officer’s Name and Contact Information

  2. Close of Escrow Date

  3. Completed Consent to Disclose form

The account must be current before moving forward. Please make sure to check your inbox and/or junk folder for an email from Account Servicing, as additional information may be requested by our team. If you have any questions, call Account Servicing at (877) 425-5201 Option 1.

Please reply and confirm receipt of these instructions and the attached documents.

Regards,

[Agent’s Name]

  • Once the homeowner confirms receipt of the email and attachments, the ticket can be closed.

UCC Lien Removal Fee Requests

In the event that Account Servicing or the homeowner makes an inquiry about waiving UCC Fees.

Hello,

We are not able to waive the $350 fee associated with the removal of the UCC lien. This is due to the fact that the county and processor charge a fee for administering UCC liens.

Please let me know if you have any questions.

Thank you,

[Agent Name]