EverBright EverFlex ,EverFix and EverEasy
The customer must submit a credit application and pass the credit and title criteria to be eligible. The criteria include a combination of credit score, debt delinquency, mortgage, and bankruptcy. One of the credit applicants must be on the title of the property and must be a signer on of the agreement.
Criteria | FICO: 650-699 | FICO: 700+ |
|---|---|---|
Bankruptcy | None in the last 3 years | None in the last 3 years |
OFAC | Pass or Fail | Pass or Fail |
Collections | None active- remove medical | None active-remove medical |
New Tradelines | < 3 in the past 6 months | No requirement |
Other Late Payments | None in the last 12 months | No requirement |
DTI | No requirement | No requirement |
Savings Rule | $1 in first year | $1 in first year |
Credit Inquiry Type | Soft inquiry | Soft Inquiry |
Mortgage Late | None in the last 36 months | None in the last 12 months |
...