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Regardless of past credit history, all applicants are welcome to apply. However, we encourage co-applicants to submit a credit application to increase the chances of qualifying for the product. Credit decisions are based on the strongest credit profile of the applicant(s).
Please refer to the Following Article to review the requirements to add a Co-Applicant or Co-Signer
There are a maximum of 2 applicants allowed on any credit application
If using you are adding a co-applicant, the co-applicant must either:
Be on title
Live in the home or have a vested interest in the propertyMUST be in the Property’s TITLE
Credit FAQ’s
Credit initiation for PPA’s are soft pulls only.
One of the Both credit applicants must be on the title of the property and must be a signer on the agreement
Credit approval expires 60 days after credit decisioning - Public Information
Credit cannot be initiated for an individual more than 2 times within 30 days for the same applicant
Credit can be transferred to a new project for the purpose of a financial product change by the applicant(s)
Must be the same individual’s credit being transferred to the new project
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