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EverFixed and/or EverFlex

Title Requirements:

Ownership by Individuals

·       Primary applicantOne or more applicants:

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  • Applicant or Applicants must be on the

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o   Must submit credit application and must pass credit if only applicant

o   Must be on the agreement

·       Non-title applicant:

o   Does not need to be on the title

o   Must submit a credit application

o   Must be on the agreement

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  • Home’s Title.

  • If a co-applicant in the agreement is needed; it will be required that both (Primary and Secondary) are registered in the Title of this property (We will not allow a Co-Signer that is not in Title).

  • We will not accept a Credit application with someone that is not in the Title of the property, meaning that either the Applicant or Applicants must be on he Credit Application too

  • The exact name(s) from the title must be on the homeowner agreement and

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  • must be

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  • executor(s) of the agreement

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  • .

Ownership by Trust

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  • At least one trustee must reside in the property and

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  • sign the agreement.

  • The exact name of the trustee as listed on the trust agreement must be on the

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  • EverFixed and/or EverFlex agreement.

  • Additional documents required:

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  • pages of the document/trust

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  • which shows the full name of the trust, all trustees,

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  • the date of formation of the trust

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  • , and the signature page of the trust.

Ownership by LLC, S Corp, and C Corp

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  • A director or officer of the entity must reside in the property and must

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o   Exact name of the trustee must be on the homeowner agreement and director or officer must be executor of agreement

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  • be an executor of the agreement.

  • One or more applicants must pass credit requirements and sign the agreement.

  • Additional documentation required:

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  • business formation documents showing all officers and directors of the entity

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Ownership by Individuals

  • Primary applicant:

o Must be an individual on the title
o Must pass credit requirements
o Must be on the agreement

  • Non-title applicants are allowed

  • Exact name from , and the signature page of the business formation documentation.

EverOwn

Title Requirements:

  • Applicant or Applicants must be on the Home’s Title.

  • If a co-applicant in the agreement is needed; it will be required that both (Primary and Secondary) are registered in the Title of this property (We will not allow a Co-Signer that is not in Title).

  • We will not accept a Credit application with someone that is not in the Title of the property, meaning that either the Applicant or Applicants must be on he Credit Application too

  • The exact name(s) from the title must be on the homeowner agreement and must be an executor(s) of the agreement.

Ownership by Trust

  • Trustee At least one trustee must reside in the property

  • Pass credit requirements

  • Exact name must be on the homeowner agreement and trustee must be an executor

...

  • and sign the agreement.

  • The exact name of the trustee as listed on the trust agreement must be on the EverOwn agreement

  • Additional documents required: pages of the document/trust which shows the full name of the trust, all trustees,

...

  • the date of formation of the trust, and the signature page of the trust.

Ownership by LLC, S Corp, and C Corp

  • Director A director or officer of the entity must reside in the property and must be an executor of the agreement.

  • Must One or more applicants must pass credit requirements and sign the agreement.

  • Additional documentation required: business formation documents showing all officers and directors of the entity, and the signature page of the business formation documentation.